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Sue for Security Deposit in New York Small Claims Court

New York landlords must return security deposits within 14 days of lease termination under N.Y. Gen. Oblig. Law § 7-103. If your landlord kept your deposit without justification, you can sue landlord for security deposit New York in Small Claims Court for up to $10,000. Filing fees range from $15 to $20 for individuals, and most cases reach a hearing within 30 to 60 days. This guide covers the statutes, filing process, evidence requirements, and damage calculations you need to win your security deposit case in New York.

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New York Security Deposit Laws That Help You Win

    • Return deadline: 14 days after tenant vacates (N.Y. Gen. Oblig. Law § 7-103)
    • Itemized statement required: Yes, for any deductions
    • Interest on deposits: Required for buildings with 6+ units (N.Y. Gen. Oblig. Law § 7-103(2-a))
    • Deposit limit: One month’s rent for most rent-stabilized units
    StatuteApplies ToDamagesLimitation Period
    N.Y. Gen. Oblig. Law § 7-103All residential leasesFull deposit + interest6 years
    N.Y. Gen. Oblig. Law § 7-105Wrongful withholdingDeposit + punitive damages up to 2x6 years
    N.Y. Real Prop. Law § 226-bSecurity deposit transfersFull deposit recovery6 years

    Judges apply a simple test: Did the landlord return the deposit within 14 days with proper documentation? If not, you recover the full amount. Learn how to sue for a security deposit in New York using these statutory protections.

    • Court: Small Claims Court (NYC Civil Court or District/City/Town/Village Courts outside NYC)
    • Limit: $10,000 (NYC), $5,000 (Justice Courts outside NYC)
    • Filing fee: $15-$20 for individuals
    • Attorney allowed: Yes, but not required
    • Appeals: Defendant may appeal; plaintiff cannot appeal judgment
New York security deposit small claims - New York Infographic
for New York

How to File a Security Deposit Claim in New York

StepActionCostTimeline
1File claim at clerk’s office or online via NYSCEF$15-$20Day 1
2Court serves defendant by certified mailIncluded in filing fee5-10 days
3Attend hearing$030-60 days after filing
4Receive judgment$0Same day or within 5 days
    • Where to file: Court in the county where you rented OR where landlord resides/does business
    • Forms needed: Statement of Claim (CIV-SC-50 in NYC)
    • Online filing: Available through NYSCEF (New York State Courts Electronic Filing) in some courts
    • Hearing format: Informal, no jury, judge decides same day

File a lawsuit in New York by visiting your local Small Claims Court clerk or using the online system. Bring your lease, deposit receipt, and move-out documentation.

Building Your Security Deposit Case in New York

    • Lease agreement: Proves deposit amount and lease terms
    • Deposit receipt or canceled check: Proves payment to landlord
    • Move-out photos/video: Documents apartment condition at departure
    • Move-in inspection report: Shows pre-existing damage
    • Landlord’s itemized deduction statement: (or lack thereof) proves violation
    • Correspondence with landlord: Emails, texts, letters requesting return
Damage TypeBasisTypical Range
Unreturned depositN.Y. Gen. Oblig. Law § 7-103$500-$10,000
Punitive damagesN.Y. Gen. Oblig. Law § 7-105 (bad faith)Up to 2x deposit
Interest owedN.Y. Gen. Oblig. Law § 7-103(2-a)Prevailing rate annually
Court costsFiling fee recovery$15-$20

Sample damage calculation for a $2,000 deposit held for 2 years with no return:

Deposit: $2,000
Interest (2 years at 1.5%): $60
Filing fee: $20
Total claim: $2,080

Review New York small claims court rules and limits before your hearing. Judges expect organized evidence in chronological order.

How Sue.com Helps You Win Security Deposit Cases in New York

    • Cost: $249
    • Includes: Demand letter + filing guide + forms + evidence checklist + damage calculation + court prep
    • Court: Small Claims Court
    • Limit: $10,000
    • Turnaround: 3-5 business days

The demand letter cites N.Y. Gen. Oblig. Law § 7-103 and establishes a paper trail for court. Many landlords settle after receiving formal notice. Sue.com New York court case tools guide you through each step.

Start with a New York security deposit refund notice before filing. The package includes everything needed to file and win without an attorney.

Step 1

Answer a Few Simple Questions

Tell us what happened — who owes you, how much, and why. Our system guides you step-by-step with no legal jargon.

Step 2

We Draft Your New York Demand Letter

Your answers are reviewed and used to create an attorney-written New York demand letter citing applicable state statutes.
Step 3

We Mail It for You

We print and mail the New York demand letter directly to the other party via USPS Certified Mail with tracking.
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Got questions about how Sue.com works, what’s included in each package, or what happens after your letter is sent? We’ve got you covered — quick, clear answers to help you move forward with confidence.

1. What is the New York small claims limit for Security Deposit?

$10,000 in NYC Small Claims Court. Outside NYC, Justice Courts have a $5,000 limit. If your deposit exceeds these amounts, you can sue for the maximum and waive the excess, or file in a higher court.

Bring your lease agreement, proof of deposit payment, move-in and move-out photos, and any written communication with your landlord. The landlord’s failure to provide an itemized statement within 14 days is itself evidence of violation.

$15 for claims up to $1,000. $20 for claims between $1,001 and $10,000. Commercial claimants pay $25-$50. Fees are recoverable if you win.

30-60 days from filing to hearing in most courts. Judgment typically issued the same day. NYC courts may have longer wait times during busy periods.

If the landlord does not pay voluntarily, you can file for a property execution, income execution (wage garnishment), or bank account restraint through the Sheriff or City Marshal. Collection fees range from $25-$75 plus a percentage of the amount recovered.

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